Top Business Credit Cards for New Entrepreneurs
Discover the best credit cards for small business owners just starting out. Compare rewards, fees, and benefits to find the perfect fit for your new venture.
Starting a new small business is an exciting venture, but it also comes with financial challenges. One of the most important aspects of running a successful business is maintaining good credit. This is where business credit cards come in handy. Business credit cards can help you build your business credit and earn rewards at the same time. In this article, we will discuss the best business credit cards for new small businesses.
Chase Ink Business Unlimited
Chase Ink Business Unlimited is one of the best business credit cards for new small businesses. It offers an unlimited 1.5% cash back on all purchases, making it a great option for businesses that spend a lot on their credit cards. The card also offers a sign-up bonus of $750 after spending $7,500 in the first three months of opening the account. Additionally, there is no annual fee for this card.
American Express Blue Business Cash
American Express Blue Business Cash is another great option for new small businesses. This card offers 2% cash back on all purchases up to $50,000 per year, and 1% cash back on all purchases after that. The card also offers a sign-up bonus of $250 after spending $3,000 in the first three months of opening the account. There is no annual fee for this card, and it comes with a 0% introductory APR for the first 12 months.
CitiBusiness AAdvantage Platinum Select World Mastercard
If you are a frequent traveler, the CitiBusiness AAdvantage Platinum Select World Mastercard is a great option for your small business. This card offers 2 AAdvantage miles for every dollar spent on American Airlines purchases, and 1 AAdvantage mile for every dollar spent on all other purchases. The card also offers a sign-up bonus of 70,000 AAdvantage miles after spending $4,000 in the first four months of opening the account. There is an annual fee of $99 for this card.
Capital One Spark Cash for Business
The Capital One Spark Cash for Business is a popular choice for new small businesses. This card offers a flat 2% cash back on all purchases, making it a great option for businesses that don't want to deal with complicated rewards systems. The card also offers a sign-up bonus of $500 after spending $4,500 in the first three months of opening the account. There is an annual fee of $95 for this card, but it is waived for the first year.
Conclusion
Choosing the right business credit card for your new small business can be overwhelming, but it is an important decision. The Chase Ink Business Unlimited, American Express Blue Business Cash, CitiBusiness AAdvantage Platinum Select World Mastercard, and Capital One Spark Cash for Business are all great options to consider. When choosing a business credit card, make sure to consider your business's spending habits and needs. With the right business credit card, you can build your business credit and earn rewards at the same time.