Top 3 Business Credit Cards with Low APR
Find the best business credit cards with low APR rates. Discover the top 3 options for your business needs. Compare benefits and rewards.
As a business owner, having a credit card that offers a low annual percentage rate (APR) can be incredibly beneficial. Not only can it help you save money on interest charges, but it can also provide you with some much-needed flexibility when it comes to managing your finances. With so many different credit cards on the market, it can be difficult to know where to start. In this article, we will take a look at the top 3 business credit cards with low APRs so that you can choose the right one for your needs.
1. Chase Ink Business Cash
The Chase Ink Business Cash credit card is a great option for small business owners who want to save money on interest charges. This card offers a 0% introductory APR for the first 12 months on purchases and balance transfers. After the introductory period, the APR will vary based on the prime rate, but it will never be higher than 21.99%. One of the great benefits of this card is that it offers cash back rewards on purchases. You can earn 5% cash back on the first $25,000 you spend each year on office supplies, internet, cable, and phone services. You can also earn 2% cash back on the first $25,000 you spend each year at gas stations and restaurants, and 1% cash back on all other purchases.
2. Capital One Spark Cash Select for Business
The Capital One Spark Cash Select for Business credit card is another great option for business owners who want a low APR. This card offers a 0% introductory APR on purchases for the first 9 months, and a variable APR of 14.49% - 22.49% after that. One of the best things about this card is that it offers cash back rewards on all purchases. You can earn 1.5% cash back on every purchase you make, with no limit to the amount of cash back you can earn. Additionally, there is no annual fee for this card, making it an affordable option for many business owners.
3. American Express Blue Business Cash™ Card
If you are looking for a credit card with a low APR and no annual fee, the American Express Blue Business Cash™ Card may be the right choice for you. This card offers a 0% introductory APR on purchases for the first 12 months, and a variable APR of 13.24% - 19.24% after that. One of the unique features of this card is that it offers cash back rewards on purchases. You can earn 2% cash back on all eligible purchases, up to $50,000 per calendar year. After that, you will earn 1% cash back on all eligible purchases. This card also comes with a variety of other benefits, such as purchase protection and extended warranty coverage.
Conclusion
Choosing the right credit card for your business can be a daunting task, but it is an important one. By selecting a card with a low APR, you can save money on interest charges and have more flexibility when it comes to managing your finances. The Chase Ink Business Cash, Capital One Spark Cash Select for Business, and American Express Blue Business Cash™ Card are all great options to consider. Be sure to read the fine print and choose the card that best fits your business needs.
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SavvySaver
I've been using one of these cards for my business and the low APR has been a game changer for me. Highly recommend!
SmartSpender
Not only does this card have a low APR, but it also offers great cash back rewards on business expenses. Can't beat that!
ThriftyEntrepreneur
As a small business owner, having a credit card with a low APR is essential. These cards are perfect for keeping interest charges low and helping me manage my expenses.
SavvySaver
I love using the Chase Ink Business Unlimited card for balance transfers. The low APR makes it easier to pay off my debt without accumulating more interest charges.
Entrepreneur23
The Capital One Spark Cash Select card is a must-have for small business owners. With a low APR and cashback rewards, it's a great way to save money and earn rewards at the same time.
BizBoss
The American Express Blue Business Cash card has the lowest APR I've ever seen. It's perfect for businesses that need to make big purchases without worrying about high interest charges.
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