Business Credit Cards

Lowest Annual Fee Business Credit Cards for 2021

Every business owner wants to save money while running their business. One way to do that is by choosing the right credit card. Business credit cards with low annual fees can help you save money in the long run. In this article, we will be discussing the lowest annual fee business credit cards for 2021.

1. Capital One Spark Cash Select

The Capital One Spark Cash Select offers a $0 annual fee, making it an excellent choice for business owners looking to save money. The card also offers a cashback reward of 1.5% on all purchases made with the card. The cashback reward can be redeemed at any time, and there is no limit to the amount you can earn.

2. American Express Blue Business Cash Card

The American Express Blue Business Cash Card is another excellent choice for business owners looking to save money. The card offers a $0 annual fee and a cashback reward of 2% on all purchases made with the card, up to $50,000 per year. After that, the cashback reward drops to 1%.

3. Chase Ink Business Unlimited

The Chase Ink Business Unlimited is a great choice for business owners who want a simple rewards program with no annual fee. The card offers a cashback reward of 1.5% on all purchases made with the card. Additionally, new cardholders can earn a $750 bonus after spending $7,500 on purchases in the first three months of opening the account.

4. Capital One Spark Classic

The Capital One Spark Classic is an excellent choice for business owners who are building their credit. The card offers a $0 annual fee and a cashback reward of 1% on all purchases made with the card. Additionally, the card reports to all three major credit bureaus, making it an excellent tool for building your credit history.

5. Wells Fargo Business Secured Credit Card

The Wells Fargo Business Secured Credit Card is a great choice for business owners who have poor credit or are just starting their business. The card requires a security deposit, but it offers a $0 annual fee and a cashback reward of 1.5% on all purchases made with the card. Additionally, the card reports to all three major credit bureaus, making it an excellent tool for building your credit history.

Conclusion

Choosing the right credit card is essential for running a successful business. Business credit cards with low annual fees can help you save money in the long run. The Capital One Spark Cash Select, American Express Blue Business Cash Card, Chase Ink Business Unlimited, Capital One Spark Classic, and Wells Fargo Business Secured Credit Card are all excellent choices for business owners looking to save money on annual fees. Consider your business's needs and choose the card that best suits your needs and budget.